Guiding Principles

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Ethical Business Practices
Interest Declaration. Directors, officers, employees, agents, and authorized representatives shall reveal any personal interest that may encroach upon or might reasonably be deemed by others to impinge on their business dealings.
Information Confidentiality and Accuracy. Directors, officers, employees, agents, and authorized representatives shall respect the respective client’s right to privacy and confidentially of information received in the course of their business dealings and shall not use any such information for personal gain, be it direct or indirect.
Competition. Directors, officers, employees, agents, and authorized representatives shall avoid all business arrangements, be it direct or indirect that might prevent fair competition.
Gifts. Directors, officers, employees, agents, and authorized representatives shall not accept business gifts from suppliers or clients.
Hospitality. Directors, officers, employees, agents, and authorized representatives shall refrain from any business hospitality that might be perceived by others as having an influence in making a business decision as the result thereof.
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